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MEET INSPECTOR PADGETT
Kelly & Earl Padgett
After Kelly's 18 years helping homeowners navigate insurance and Earl's 20+ years keeping Florida roofs strong, we realized we could do more together. That's how Inspector Padgett was born.
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We're here to help you understand your home better and save money on insurance. No confusing technical talk – just honest, clear answers about what matters most for your family's safety and your wallet.
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As your Pinellas and Pasco County neighbors for over two decades, we know exactly what Florida weather throws at our homes. We've seen it all, and we're here to help you prepare for it.
20+
Years Experience
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OUR SERVICES
Document your home’s wind-resistance and unlock potential insurance discounts. We verify roof shape and covering, roof-to-wall connections, decking, secondary water barrier, and opening protection, then deliver a Uniform Mitigation Verification (OIR-B1-1802) report accepted by Florida insurers.
A focused review of the four critical systems—roof, electrical, plumbing, and HVAC—with clear photos and notes. Ideal for older homes and often requested by insurers.
A top-to-bottom evaluation for buyers and sellers. We assess the visible structure, roof, exterior, interior, electrical, plumbing, and HVAC, then provide an easy-to-read report with prioritized recommendations and maintenance tips. Combine with Wind Mitigation or a 4-Point if your insurer requires it.
WHAT OUR CLIENTS SAY
READY TO SCHEDULE
Ready to get answers about your home and start saving on insurance? We're here to help.
Email or send a message